Money

How do u ask a friend to pay you back after borrowing money?  It is hard.

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    Queenbee
    Don't loan them money to start with. 
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    Della Tarce
    It is hard. That's why whenever someone ask me if I can lend them. I always says no.
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    Della Tarce
    I don't want our relationship to be ruined when they don't pay or when they get offended if even I ask them to pay me back.