LumiTuri
You should pay for it.#47.
Une visite chez l'ophtalmologiste
2024.09.19 11:56
vérifier suggestion ferraille
J'avais l'intention d'aller chez l'ophtalmologiste, je crois que c'est un ophtalmologiste, pour me faire examiner la vue et peut-être acheter de nouvelles lunettes. Mais ça demande de l'argent que je n'ai pas encore. Ma mère m'a dit qu'elle pouvait réunir les fonds nécessaires. Mais elle a des difficultés financières. Je n'ai pas beaucoup de responsabilités à la maison, alors je lui ai dit que je m'en chargerais. Finalement, nous avons décidé de partager les frais en quatre semaines. Je regrette qu'elle ait tant donné et qu'elle ait pris soin de moi ces 28 dernières années. J'ai le sentiment que j'aurai l'argent avant elle… Qu'en pensez-vous ? J'ai 28 ans, dois-je payer moi-même, comme je le souhaite ? Ou la laisser me gâter alors qu'elle a des difficultés financières ? Je connais déjà la réponse, j'aimerais juste entendre des avis différents.
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commentaire 10
- Debbie Thomas
We all know that it's tough out there just to get basic stuff, forget the wants but don't really need and going luxury is like taking a trip to the moon. Still at 28, looking to a parent, regardless of they are struggling too or not should really be a very last resort. Ask the optometrist if you can do some kind of installment payment program (some places have it set up with a third party vendor) according to how you get paid, and once it's done or very close to it, they will order the glasses then. I'm assuming that you have a high prescription (I do myself and glasses and hard contacts are close to $1000) and that can make the situation of replacements or new prescriptions, even though considered medically necessary) even harder. The question I have for you is have you considered getting the variation of the affordable care health insurance? And yes, it does cover the costs of glasses, cheapish frames, but glasses with no copay. Contacts can be iffy depending on hard or soft and prescription. Now the hard part might be finding a provider that accepts it and getting an immediate appointment (in my area, quite a few don't except it and or appointments a several months out) but it's worth a try. Also, depending upon your prescription, you might need to apply a couple of times as they may reject it but eventually they will accept it. Hope all this helps.
- Elizabeth
Its actually a low prescription as of right now. But my eyes have gotten worse. Last year I paid out of pocket $75 for the exam, and about $185 between the frames and lenses as well as a protection plan that has now expired. I ended up getting transitions. Where I got it done and bought the glasses from was cheaper than visionworks with her insurance my mom said. The problem with the money is I was spending faster than I could make it and I owe someone for the desktop parts that they added to my desktop. I had been putting it off and using my dad like a credit card. So first I need to pay that off and my dad and I need to save what is left of the budget I have for the next 2 weeks starting Friday and pay off the rest owed. I'm taking half of what's left of this paycheck into savings and the rest is my budget.
- lady grey
Debbie gave an excellent answer with actual advice. To answer your question, you should pay, absolutely. If your mom is struggling with money, she can't afford it and this is not a dire situation where you can't come up with the money yourself. I don't understand your situation and don't want to judge, but 28 is an age where people typically take care of their own affairs. Hope you get those glasses soon!
- Elizabeth
I'm a bad impulse buyer. I'm starting to calm down with that through advice from elders and peers. I had less hours for a few months since I injured my back at work and was dealing with doctor appointments and physical therapy every other day. Took about a month to fully heal thanks to the massages and exercises I was getting and doing. 2 weeks ago, I increased my hours so I'm getting more income. This paycheck will be the first of its kind in two months or so. So I will soon be on track with my finances and be able to get them in about a month depending on where I am at. Based on last year, I suspect I will have enough after two more paychecks. I should also note, I am working in retail with minimum wage
- Elizabeth
For the record, I have every intention to pay for it myself. I was curious on responses I would get but so far they aline with my thoughts on paying for it myself. Last year I paid for it myself despite my mom being in a better situation than now. She found and made the appointment to the best place that I could afford at the time and I paid for the exam and glasses even though she tried to argue and pay for it herself.
- Debbie Thomas
A little trick I used when I was younger to help save and pay for things I really needed. Now you're going to have to check around to see what the minimum amounts they allow are, but what worked for me was to put money, even if it's $5 in a physical account that you have to physically go out if your way to get to or would cost you to withdraw out if, in otherwords, almost more trouble to draw it out than it's worth type of an account (set up automatic deposit a portion of your check every 2 weeks or month. You don't see it, you can't spend it), it'll help you save a bit. Also savings bonds or short term CDs. It's locked away for a bit, cost you money to cash in right away, and can build up a little nest egg.
Christine Caraangif there's a way to do it yourself then you should. Your mom is already struggling. You can probably wait it out until you get the money
- Elizabeth
I'm going to pay for both, I decided to wait on glasses for another 4 weeks after the eye exam to make sure I have enough money to make it through the those weeks and also make sure I make it through the 2 weeks after I buy them. That is, if my prescription has changed.
